Easy Truck Loans Calculator
Easy-to-Use Truck Loans Calculator for Quick Estimates. Get Your Estimates Now!
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Use Our Truck Loans Calculator to Easily Compare Interest Rates & Lenders
If browsing interest rates from multiple lenders is leaving you confused, turn those rates into numbers that could be easier to compare – estimated loan repayments for the specific vehicle you are considering. All it takes to compare rates and lenders in meaningful terms is to enter the rate along with your finance total and terms, in the designated fields.
The repayment estimate is automatically displayed. Use the device for all vehicle acquisition credit facilities – Leasing, Rent-to-Own, CHP and Chattel Mortgage. To save time finding the most competitive rates on the market, refer to our current rates.
For the best rates we can source for your loan, request a quote.
We support business operators to secure the most affordable financing by securing them the most competitive interest rates in the market. Using our connections with more than 80 lenders, our experts quickly match each business profile with the most appropriate lender, the lender that is best placed to make that essential best rate offer with the most workable loan conditions and terms. Quickly obtain the best heavy vehicle finance rates to suit your profile – request a quote now.
- Easily turn interest rates to repayment estimates to compare.
- Compare credit facilities – Chattel Mortgage, Leasing, CHP, Rent-to-Own.
- 80+ lenders for the most competitive interest rates.
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Calculate your own estimates on vehicle finance with minimal time, minimal effort, and with no in-depth understanding of commercial lending required!
Our finance tool is easy-to-use and can quickly deliver estimated repayments on the purchase of all types of heavy vehicles with all types of credit facilities.
Simply type in the figures for any or many vehicles under consideration to compare rates, lenders, vehicles, and assist with acquisition and financing decisions.
Minimise Time & Effort – Quickly Plan Finance with Out Truck Loans Calculator
Make the task of selecting the vehicle with a price tag that meets repayment expectations quick and simple. Use our finance calculating tool to turn those RRPs to estimated loan repayments in literally seconds. Enter the price of each vehicle as the loan total and note the repayment estimate for each. Compare makes and models, assess the cost-effectiveness of transitioning to electric, evaluate ready to work models against separate cab and body purchases. Start estimating and quickly narrow that list of ‘possibles’ to the ‘affordables’.
Use our versatile tool to establish preferences for finance and work out the term, balloon and loan amount that will deliver repayments that work with cash flow. Users have full control over the functions with all fields changeable. Vary the term until the target repayment estimate is displayed and note the combination. Work out the finance structure that will best deliver on ROI objectives. Be better prepared when applying for finance – structure your preferences now!
Owners and operators of all business sizes and set-ups, across all industries, can enjoy the convenience of easily estimating finance with our calculation tool. From owner-operators through SMEs, to the largest corporations, even start-up operators can calculate finance estimates with the device. Repayments on all loan products can be calculated – Lease, CHP, Chattel Mortgage and Rent-to-Own. The device provides a fast and simple resource to compare options and make funding decisions.
As experts in heavy vehicle financing, we provide a comprehensive range of services and products which include refinancing existing heavy vehicle loans. Operators considering their options to achieve a better rate, changed repayment schedule, change of lender, or change of loan conditions, can use the calculation device to estimate payments on a refinanced loan. Our experts are available to handle your refinancing, sourcing the most workable solution and taking care of the complex arrangements.
When unexpected breakdowns or vehicle damage leaves you with an insurmountable bill for repairs, speak with us about our credit facilities for vehicle repairs. We offer a complete portfolio of commercial credit facilities for a wide range of business expenses. Contact us for our best rate on the right product for your expenses and use the calculation device to estimate repayments and assess affordability.
Compare Repayment Estimates on Different Vehicles
Make the task of selecting the vehicle with a price tag that meets repayment expectations quick and simple. Use our finance calculating tool to turn those RRPs to estimated loan repayments in literally seconds. Enter the price of each vehicle as the loan total and note the repayment estimate for each. Compare makes and models, assess the cost-effectiveness of transitioning to electric, evaluate ready to work models against separate cab and body purchases. Start estimating and quickly narrow that list of ‘possibles’ to the ‘affordables’.
Structure Finance to Suit Cash Flow, ROI
Use our versatile tool to establish preferences for finance and work out the term, balloon and loan amount that will deliver repayments that work with cash flow. Users have full control over the functions with all fields changeable. Vary the term until the target repayment estimate is displayed and note the combination. Work out the finance structure that will best deliver on ROI objectives. Be better prepared when applying for finance – structure your preferences now!
Flexible, Convenient Resource for All Business Operators
Owners and operators of all business sizes and set-ups, across all industries, can enjoy the convenience of easily estimating finance with our calculation tool. From owner-operators through SMEs, to the largest corporations, even start-up operators can calculate finance estimates with the device. Repayments on all loan products can be calculated – Lease, CHP, Chattel Mortgage and Rent-to-Own. The device provides a fast and simple resource to compare options and make funding decisions.
Estimate and Plan Refinancing Vehicle Loans
As experts in heavy vehicle financing, we provide a comprehensive range of services and products which include refinancing existing heavy vehicle loans. Operators considering their options to achieve a better rate, changed repayment schedule, change of lender, or change of loan conditions, can use the calculation device to estimate payments on a refinanced loan. Our experts are available to handle your refinancing, sourcing the most workable solution and taking care of the complex arrangements.
Conveniently Estimate Finance for Repairs, Upgrades
When unexpected breakdowns or vehicle damage leaves you with an insurmountable bill for repairs, speak with us about our credit facilities for vehicle repairs. We offer a complete portfolio of commercial credit facilities for a wide range of business expenses. Contact us for our best rate on the right product for your expenses and use the calculation device to estimate repayments and assess affordability.
Simplify Vehicle Acquisitions – Use Our Truck Loans Calculator for Finance
- Assess makes and models based on finance payments.
- Structure terms, balloons to suit cash flow, ROI objectives.
- Online access for 24/7 estimating.
- Easy-to-use finance estimator – no skill required.
- Evaluate credit options, refinancing, repair loans.
How to Use Our Truck Loans Calculator in 4 Simple Steps
The powerful functionality of our finance calculating tool is in stark contrast to the simplicity of its use. Estimated repayments can be obtained, with all the complex interest rate computations carried out, just by entering 4 figures.
The device mirrors the format of standard online forms with clearly marked fields. The total is how much is required for the loan. Remember to include the cost of any upgrade packs and accessories required with the vehicle. If acquiring a vehicle and trailer, cab and body, in the same transaction, the one loan should be approved to cover the combined cost. If separate transactions, separate loans will typically be required.
The appropriate interest rate to use will be the one that corresponds to the credit facility chosen. Financing terms on major asset acquisitions can be approved for up to 7 years. Enter the term that best suits your ROI objectives or ownership cycle, or personal preference.
The balloon field is for Chattel Mortgage and CHP finance and is the percentage of the loan set aside to be paid in full at the end of the term. If selecting this option, do not subtract the value from the loan total entered.
When all the required fields are completed, the estimated monthly payment for that combination is shown. To compare another interest rate or another vehicle, or to arrive at a different monthly outlay, change the values entered in any of the fields. Get your estimates now and request a quote for repayments and rates based on your individual profile.
- 4 steps to estimated finance repayments.
- User-friendly device, all fields changeable.
- Estimate repayments based on any term, rate, loan combination.
Use Our Experts to Secure Competitive Rates, Fast Loan Approvals
Estimates meeting your expectations? Ready to progress your finance to the next stage? Use our expert vehicle financing services to secure a solution, individually tailored to your specific requirements.
One of our brokers will personally handle your loan application, advise the documentation that is required, and source the best rates and best offer from the most suitable lender. Many applications are approved within 24 hours with our streamlined system and processes.
Upload your information to apply online, or phone us to apply over the phone.
Most Frequently Asked Questions About Truck Finance
What finance products does an online loan calculation device estimate?
Online loan calculation devices are generic in nature and can be used to calculate estimates on many different credit products. For vehicle acquisition finance, the devices can be used to estimate Chattel Mortgage, Rent-to-Own, CHP and Leasing.
What is the process for using an online loan calculation device?
To use an online loan calculating tool, users type the figures relating to their loan into the designated fields. The fields are total loan, terms, interest rate and balloon. When all fields are filled, the monthly payment based on those figures is shown. All figures can be changed to generate a result for another combination.
What is the obligation when using an online finance calculation tool?
There should be no obligation to use the services of a finance tool provider when using the device. These devices are provided by lenders and brokers are free to use and are free of any obligation to proceed further with a loan.
How does an online vehicle loan calculator work?
An online loan calculation device carries out computations of interest based on the loan amount, term and interest entered by the user, to calculate a monthly repayment estimate.
How do I compare repayments on an electric model with a diesel?
To compare repayments on different vehicles, use the price of the vehicle as the loan required. Carry out two sets of calculations, one for each vehicle, and note the difference in repayment estimates.
Is it complicated to use an online vehicle loan calculating tool?
Using an online loan calculating tool is not complicated. The format is similar to online forms. The fields requiring data are indicated. Users type in the figures for their loan in the relevant fields.
How long does it take to get repayment estimates using a finance calculator?
The time taken to get estimates using a loan calculation tool depends on how long the user takes to enter their data. As soon as the data is entered into the required fields, the result is displayed. There is no waiting time.
What is the difference between a quote and the repayments I got with a calculating tool?
The repayments obtained using an online calculating tool are estimates only. They do not include the fees that a lender will apply to the loan, and they are based purely on the information entered, not the credit profile and credentials of the user. A quote is provided by a broker or lender and takes into account lender fees and the credit profile and credentials of the business.
How do I compare a Rent-to-Own loan with Truck Leasing?
To compare repayments on different credit facilities using an online calculation device, carry out separate calculations using the different interest rates while leaving the total, term and balloon constant. Note the repayment estimate for each to compare.
How do I know what interest rate to use with a loan calculation device?
When using an online loan calculating device, users can input the rates as displayed by the provider of the device, or another rate sourced from another lender.
Let Easy Truck Finance simplify the process by taking care of the complicated steps for you
